A working day policy might have covered it.
If an engine owner of , say. 1920, had an insurance policy it likely would have covered the engine and ( perhaps) third party risks when in " Normal" use. Normal use would, of course cover using the engine out of gear driving machinery of any sort.
Insurers are in business to make money, if they can see a way to avoid making payments they will.
An engine owner would do well to check his/ her policy with the aid of a lawyer. small print exclusions can be confusing to a layman.
I rather doubt that RTA coverage alone would cover mishaps driving machinery as a stationary engine.
I regard insurance companies as " Licensed Thieves" and all I have is that demanded by law to drive my SUV
Regards David Powell.
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