Quote:
Originally Posted by Earl Kitchener
I suspect that in a case like this once a claim is made the various insurers would then fight it out amongst themselves to see who if any of them was liable. Those who think they can rely on RTA cover should look at the case of Mr Holden where the use of a vehicle is discussed. I have been told in the past that things like a tractor while stationary driving a sawbench on the belt have frequently made it necessary to decide whether it is RTA or PLI and as in the case of Mr Holden it is often down to the courts to decide. Incidentally you may be interested to note that due to the fact we have not had a government since 2016 the changes required to UK law in the light of Vnuk have never been made. In a recent judgement Lord Justice Flaux stated: “The fact that the UK government has failed to legislate for compulsory insurance in respect of the use of motor vehicles on private land and then specifically to delegate to the MIB the residual liability where the relevant vehicle is uninsured, can legitimately be described as a breakdown in the system put in place by the government.” Whether the present incumbents will be any different who knows.... |
Not really quite sure what Roger is trying to get at with this post, other than that He's scared to mention My name, but each to his own. Anyway the link to Mr. Holden actually proves My point precisely. Essentially following Mr Holdens incident HIS RTA insurance HAD to pay out, and this link is the court appeal by Mr Holdens car insurers to re-claim half of the payout (for destroying the adjacent premises) from the insurance of Mr Holdens Employer, on the reasoning that the adjoining building was destroyed by the fire in Mr Holdens Employers building rather than the fire in Mr Holdens car. It is interesting that both buildings were valued at £1,000,000 which at the time was the maximum liability for damage to property (now £1.2 million) under the RTA.
Either through His own incompetence or an attempt to cause mischief, ( hopefully the former) Roger has either overlooked or ignored THE MOST IMPORTANT STATEMENT in the whole article, which is naturally the statement that proves My point.
It seems very strange to Me that Roger has apparently been organising events for around 10 years less than I have yet has not kept up with changes (generally for the better) that have been brought in during this time. Whether these improvements will survive Brexit is yet to be seen